Family format - Châtelaine

01/09/2022 By acomputer 661 Views

Family format - Châtelaine

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Alphonse Desjardins may have smiled under his elegant mustache if it had been announced that his school card project would celebrate his 110th anniversary in 2017.The cooperative model he established in Lévis at the beginning of the last century is still very alive, here as in Ontario."Our vision has always been to train responsible citizens," said Pauline d'Amboise, secretary general and vice-president of governance and sustainable development at the Desjardins movement.Interview.

Quebecers do not master their finances.Why?"Once people have learned savings, they often stop informing and improving their knowledge.But in the field of personal finances, the offer has greatly completed.Our world encourages consumption, and easy credit seduces more than one.These issues challenge Desjardins because it is in its DNA to educate people.In recent years, we have modernized our learning tools to better stick to the reality of young people.»»

How to teach your child the basics of good financial management?"First, by serving as a model.Parents who are caught in the throat and who continue to spend without counting do not encourage any discipline or healthy habit from their offspring.We can also show the example of her young person by going to seek help.Desjardins works in partnership with Cooperative Family Economy Associations (ACEF) and youth-employment crossroads in order to provide advice and tools to parents in an independent setting.We also offer microfinance, a mutual aid and troubleshooting funds.»»

Format familial - Châtelaine

Is it easy for a young person to manage their money well in 2017?"Knowing how to take care of your finances is more essential in a world where we are requested from all sides.As parents, we want to transmit knowledge to our children and give them confidence in their means.A good financial education is essential in order to properly prepare for the future.Acquiring discipline and healthy savings habits early is to give yourself the power to dream and that of achieving your goals.In contrast, the debt spiral only brings stress, limitations and loss of autonomy.»»

Tools to educate

From 6 to 11 years old

From 12 to 18 years old

From 16 to 30 years old